Florida Eviction Moratorium & Car Insurance: What You Need To Know

12 Mar Florida Eviction Moratorium & Car Insurance: What You Need To Know

As of writing this article, the eviction moratorium in Florida is going to end on March 31, 2021 unless the order is either extended, changed or cancelled. Essentially, this order disallows landlords from evicting tenants for non-payment, even it is not Covid-19 related. Now, you may wonder how a personal injury and accident attorney like myself may be concerned when his practice area does not include real estate law. However, the linkage between the eviction moratorium is much more linked to car accidents and more importantly, auto insurance, than one may think.

How Will The Eviction Moratorium Affect Car Insurance?

When it comes to having a roof over your head and food on the table vs. having car insurance or even bodily injury coverage, what choice do you think individuals make? If someone is having difficulty making ends meet, they are likely going to cut costs. This means either they let their insurance lapse or they are going to lower and/or remove their bodily injury coverage. Doing this will lower their premium. Now, you are required to carry car insurance in Florida. But, you are NOT required to carry bodily injury coverage. Yes, it is legal not to have bodily injury coverage.

This means that if you are involved in an accident with someone with no bodily injury coverage and they are at-fault, you have little to no recourse to collect unless you attempt to collect from them personally. Although that may seem like a good second choice, if the cannot afford bodily injury coverage, the likelihood of that individual having collectible assets is rare. Therefore, you must protect yourself.

How Can I Protect Myself If Someone Does Not Have Bodily Injury Insurance?

Because of the likelihood of individuals lowering their car insurance coverages or letting them lapse after the eviction moratorium is lifted, you must protect yourself. That means that you must make sure that your policy contains uninsured/underinsured motorist coverage. Uninsured/ underinsured motorist coverage is coverage that you purchase to protect yourself should some not have any bodily injury coverage or not enough bodily injury coverage. You can use it to cover your medical expenses, lost wages, future medical expenses, and other allowable damages. It is important to make sure that you are properly covered so you and your family is protected.

Experienced Florida Personal Injury Accident Attorney

I understand that the process after getting into a car accident in Florida can be difficult and stressful. You probably have a lot of questions and very few answers. Allow me to be there for you every step of the way. I offer a FREE no-obligation consultation and will review your accident claim with you personally at one of the office locations in Tampa, Zephyrhills, Saint Petersburg, Brandon or Clearwater. Cannot make it to me? I will come to wherever is convenient to you at NO charge. You deserve to be compensated and I want to get justice for you!

Contact Personal Injury Attorney Kevin L. Sullivan II TODAY at (813) 598-4868 for a FREE no-obligation consultation. I look forward to assisting you with your claim!