What Happens If The Insurance Company Offers You Money Quickly After A Car Accident?

28 May What Happens If The Insurance Company Offers You Money Quickly After A Car Accident?

You just got into a car accident a few days ago. You have decided to wait and see how things go before contacting a car accident attorney. The phone rings, it is the insurance company. “Hi, this is Adjuster Adam, how are you?” You answer that you are doing okay but still shaken up after the accident. Maybe you tell him a body part or multiple body parts hurt. Adjuster Adam says, “We understand this has been a difficult situation already. So, on behalf of “insurance company,” we would like to offer you $500 to compensate you for the accident.” What should you do?

Always Review Offers With An Attorney

I can only speak for myself when I say that I offer a FREE no-obligation consultation for this exact reason. I’ve had numerous clients receive this phone call from the insurance company only to call me for advice on what to do. Later, I have settled their claim for thousands of dollars more. There is nothing wrong with asking for a second opinion from an experienced professional that handles these types of claims each day. One phone could put thousands of dollars in your pocket.

What Happens If My Bills Are More Than Offer?

Say you negotiate the adjuster up to $1,000.00 and settle your car accident case. Days after you receive the check, your neck starts to hurt. You go to a local chiropractor a few times and get an MRI which shows that you suffered an injury. They recommend you treat a few times a week for the next few weeks. Can you go back to the insurance company for more money? No, you cannot. Instead, you are on the hook for those bills and that treatment cost, even if it exceeds the $1,000.00. You now have to reach into your own pocket and use your own money once the $1,000.00 is gone.

Are All Your Liens Covered?

Many may not know that certain Florida hospitals are considered a “lien hospital” in accordance to their counties’ ordinance. What does that mean? That means that a “lien hospital” has a claim to the monies that you receive from the insurance company and could go after you civilly should that lien not be satisfied. Moreover, if you use your health insurance, they might have a lien as well against your settlement proceeds. Essentially, you may receive what you think is a quick windfall from the insurance company only for it to be taken shortly after leaving you with potentially nothing.

Does My Insurance Company Work For Me?

Even though the insurance company seems nice, they do not work for you. These are companies that are trying to settle your claim as soon as possible to maintain profits. They use tactics and niceties to settle your car accident claim quickly and cheaply to put more money in their shareholder’s pockets. For example, a large insurance company who often uses a “Gecko” to advertise is owned by Berkshire Hathaway, Inc. Berkshire Hathaway, Inc. is largely owned by investor Warren Buffett. Mr. Buffett did not become a multi-billionaire by his companies paying out large amounts of money. Therefore, you need someone in your corner to fight for you and obtain the compensation that you deserve,

Are You Leaving Money Behind?

Did you really get every last dollar that the insurance company had to offer? Did you leave any money behind that you were owed? As an experienced car accident attorney, I handle these claims on a daily basis and through my experience in dealing with numerous insurance companies, I can help you maximize your claim so you get every last dollar that you deserve from the insurance companies. You deserve to be compensated for medical expenses, injuries, lost wages, future medical expenses, and pain and suffering.

EXPERIENCED CAR ACCIDENT ATTORNEY

I understand that after getting into a car accident, the process to recovery can be both difficult and stressful. You probably have a lot of questions and not a lot answers. Allow me to be there for you each step of the way. I offer a FREE no-obligation consultation and will review your car accident claim with you personally at one of the convenient office locations in Tampa, Zephyrhills, or Saint Pete. Cannot travel to me? I will travel to wherever is convenient to you at NO charge. You deserve to be justly compensated and I want to get justice for you!

Contact Car Accident Attorney Kevin L. Sullivan II TODAY at (813) 598-4868 for a FREE no-obligation consultation. I look forward to assisting you with your claim!